Notes/GUQ/Personal Finance/公式纸.md
2025-06-14 17:37:51 +08:00

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## 6.1 Mortgage Loan
$𝑴𝒐𝒓𝒕𝒈𝒂𝒈𝒆 𝑳𝒐𝒂𝒏=𝑷𝒖𝒓𝒄𝒉𝒂𝒔𝒆 𝑷𝒓𝒊𝒄𝒆 𝑫𝒐𝒘𝒏 𝑷𝒂𝒚𝒎𝒆𝒏𝒕$
$𝑪𝒂𝒔𝒉 𝑵𝒆𝒆𝒅𝒆𝒅 𝒕𝒐 𝑩𝒖𝒚 𝒂 𝑯𝒐𝒎𝒆=𝑫𝒐𝒘𝒏 𝑷𝒂𝒚𝒎𝒆𝒏𝒕+𝑪𝒍𝒐𝒔𝒊𝒏𝒈 𝑪𝒐𝒔𝒕𝒔$
每个月付款可以查表(表可能不同,具体看表头):
![image-20250415101238756](./assets/image-20250415101238756.png)
## 6.2
**Net Cost for a Home:**
$ Total Expenses Tax Reductions = Net Cost for the First Year$