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GUQ/Personal Finance/公式纸.md

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+## 6.1 Mortgage Loan
+
+$𝑴𝒐𝒓𝒕𝒈𝒂𝒈𝒆 𝑳𝒐𝒂𝒏=𝑷𝒖𝒓𝒄𝒉𝒂𝒔𝒆 𝑷𝒓𝒊𝒄𝒆 – 𝑫𝒐𝒘𝒏 𝑷𝒂𝒚𝒎𝒆𝒏𝒕$
+
+$𝑪𝒂𝒔𝒉 𝑵𝒆𝒆𝒅𝒆𝒅 𝒕𝒐 𝑩𝒖𝒚 𝒂 𝑯𝒐𝒎𝒆=𝑫𝒐𝒘𝒏 𝑷𝒂𝒚𝒎𝒆𝒏𝒕+𝑪𝒍𝒐𝒔𝒊𝒏𝒈 𝑪𝒐𝒔𝒕𝒔$
+
+每个月付款可以查表（表可能不同，具体看表头）：
+
+![image-20250415101238756](./assets/image-20250415101238756.png)
+
+## 6.2
+
+**Net Cost for a Home:**
+$ Total Expenses – Tax Reductions = Net Cost for the First Year$